Can I Have 2 Gcash Accounts? Rules & Limitations
Having two GCash accounts is possible in the Philippines and can be very useful for managing different finances. You can register up to five GCash accounts with different mobile numbers under your name.
These accounts will be automatically linked and managed under one main customer profile for easy access. This allows people to separate personal and business transactions or keep a backup account.
In this article, we will discuss how to easily create, manage, and link two GCash accounts. We will guide you through the steps and important rules to follow for smooth account setup and management.
Is It Possible to Own Two GCash Accounts?
Yes, it is possible to create two GCash accounts. GCash allows users to register up to five accounts as long as they meet the required guidelines. However, you need to follow all the rules and regulations GCash sets to ensure proper account usage.
These accounts are managed under one customer profile, making organizing and accessing both accounts conveniently easier. Below is a detailed explanation of how this works and what to keep in mind.
Rules and Limits for Multiple GCash Accounts
GCash allows users to have up to 5 accounts, making it convenient to manage finances. However, there are specific rules and limits to follow to ensure proper account usage. Below are the key rules to consider:
- Users can register for up to five GCash accounts.
- Each account must have a unique mobile number.
- Both accounts are linked under one customer profile.
- Users must follow all GCash terms and conditions.
- Violations of rules lead to account restrictions.
- Transaction limits depend on the account’s verification level.
- Need to provide personal information such as a valid ID and a selfie for verification.
- Two accounts can be used on one device.
Can I have 2 Verified GCash Accounts with Same ID?
You can have two verified GCash accounts using the same ID. GCash allows users to verify up to Five accounts under one customer profile. Both accounts must meet the requirements, and the same valid ID can be used for verification.
Can I have 2 verified GCash Accounts with different numbers?
To create a second GCash account, you need two unique mobile numbers. Both numbers must be active and properly registered. GCash requires each account to be linked to a different number. It is important to ensure the numbers are valid and meet GCash’s registration requirements.
How many GCash Accounts can I Have Under My Name?
GCash understands the needs of its users and allows you to create up to five different accounts. This feature is designed to help manage transactions, especially for business purposes. You can register and verify up to five accounts under your name.
Can I have 2 GCash Accounts in one device?
You do not need to buy another phone or device to use a second GCash account. Two accounts can be used on one device, but you need to log out of the first account and then enter the number of the second account to log in.
Make sure to remember your account details or write them down in your personal diary to restore the info easily when needed. This way, you can switch between your GCash accounts on the same device.
How to Create New GCash Account with Different Number?
To create a GCash account, ensure you’re using a registered Philippine network SIM card like Globe, TM, Talk N Text, Smart, SUN, or DITO. Here are the steps to follow:
- Go to the Google Play Store or App Store and download the GCash app for free.
- Open the app and enter your mobile number, then tap Next.
- Enter the 6-digit authentication code sent to your mobile and tap Submit.
- Choose New Account, fill in the required personal details, and tap Next then Confirm.
- Create a 4-digit MPIN and tap Confirm.
- Tap Go to Login to start using your GCash account.
Important Note:
Make sure your information is accurate, as using false details is illegal. Also, create your account with the same ID info and details to match your account details. You can use a unique mobile number for the account, but the personal information must match the ID you provide.
How to Iink 2 GCash Account?
To link two GCash accounts, simply create both accounts with different mobile numbers. Once you do this, your accounts will automatically be linked into one main customer profile. You don’t need to do anything extra to link them. Just make sure both accounts are verified and active.
What Happens When Your GCash Accounts Are Linked?
When you link multiple GCash accounts, certain features are shared across them. However, it’s important to understand how wallet limits and GScore are managed. Below are the effects of linking your GCash accounts:
- The highest wallet and transaction limits will apply across all linked accounts.
- Your GScore remains the same for all linked accounts.
- The limits of your accounts are not combined.
- For example, if one account has a PHP 100,000 limit and another has PHP 500,000, the total limit across both accounts will be PHP 500,000.
Benefits of Having Two GCash Accounts
Having two GCash accounts can offer several benefits, such as:
- Separation of personal and business finances: Keep your transactions organized by using one account for personal use and the other for business purposes.
- Increased transaction flexibility: Manage different payment needs and limits more efficiently across two accounts.
- Backup account: In case one account encounters issues, you can continue using the other for transactions.
- Better financial tracking: Track expenses more easily by separating different categories of spending.
Potential Issues with Owning Two GCash Accounts
Here are some common GCash issues and how to solve them:
- Selfie Scan Not Accepted: Make sure your selfie is clear. Avoid wearing glasses or masks. Your face should be fully visible. Ensure the photo is well-lit and not blurry.
- Invalid Email Address: Double-check your email. Make sure it’s typed correctly. You need a valid email to receive updates from GCash.
- Account Limit Reached: You can register up to five GCash accounts. If you’ve reached the limit, consider removing or merging accounts.
- Violation of Terms: If you’ve provided false information or violated any rules, your account can be restricted. Always keep your details accurate and up to date.
- GCash App Issues: Try updating the app. Restart your phone or check your internet connection if the app isn’t working properly. You can contact the GCash customer service to resolve the issue.
- Transaction Limits: Wallet and transaction limits are based on account verification, and having two accounts does not combine their limits.
FAQs
Can I have 2 GCash Accounts in one Name?
Yes, you can have 2 GCash accounts under one name.
Can I have 2 GCash Accounts in One Phone?
Yes, you can have 2 GCash accounts on one phone.
Can you have multiple GCash cards?
You can have only 1 GCash Visa Card per GCash account. The card is available to fully verified users and costs PHP 185, plus PHP 65 for delivery.