How to Check SSS Contribution Online? Easy Steps to Follow

To Check your SSS contributions, it is easy through the SSS Member Portal or the SSS Mobile App. First, register for a My.SSS account. After logging in, go to the “Contributions” section to view your payment history.

You can also use the Text SSS service to check your monthly contributions via SMS, which is convenient if you don’t have internet access. In today’s world of technology, you no longer need to visit the SSS branch, call the agency’s hotline or coordinate with the HR department.

This article explains how to check SSS contributions online, through the SSS portal, mobile app, or SMS service. It also covers contribution types and benefits.

What is SSS and Its Purpose? 

SSS stands for Social Security System. The Social Security System (SSS), or Paseguruhan ng mga Naglilingkod sa Pribado, is a government-managed program in the Philippines. It offers social insurance services to workers in the private, professional, and informal sectors. 

This system aims to provide financial protection. This includes support for workers who are sick, injured, retired, old age, matrnity, disabilty, times of death. It helps workers and their families in times of need. It ensures that citizens can access benefits like pensions, loans, and healthcare.

Types of SSS Contributions You Can Check Online

There are different types of contributions in the SSS system. These contributions vary depending on employment status, payment methods, and coverage. Below is a detailed explanation of each type.

Monthly Contributions

• Description: These are payments made by employees through their employers.
• Enrollment: Automatically applied once you start working.
• Coverage: Contributions begin on the first day of employment.
• Payment Sharing: The total rate is 14% of the employee’s Monthly Salary Credit (MSC). This is divided into:
  • 4.5% paid by the employee.
  • 9.5% paid by the employer.

SE/VM Contributions

• Description: Payments made by individuals who are self-employed or voluntary members.
• Enrollment: Voluntary, based on the decision of the individual.
• Coverage: Contributions start from the date of the first payment.
• Payment Sharing: The payment is shouldered by the individual or Voluntary member.

WISP Plus Contributions

• Description: A retirement savings program available for members who want additional savings. It includes options like Flexi-Fund and the Personal Equity and Savings Option Fund.
• Enrollment: Voluntary and open for members interested in building additional savings.
• Coverage: Begins from the date of the first contribution payment.
• Payment Sharing: The member, whether an OFW, self-employed individual, or private-sector worker, shoulders the entire contribution.

WISP Contributions

• Description: This is a tax-free retirement savings plan under the Workers’ Investment and Savings Program.
• Enrollment: Automatic for members whose MSC exceeds ₱20,000.
• Coverage: Starts when the first contribution is posted.
• Payment Sharing: The contribution is shared between the employee and employer in proportion.

How to Check SSS Contribution Onione Philippines

To check your SSS contributions online, follow these detailed steps for a smooth process. With the convenience of the SSS Member Portal, you can easily monitor your contributions without visiting an SSS branch or waiting in line. 

Whether you’re employed, self-employed, or a voluntary member, checking your SSS contributions regularly ensures you’re up to date and helps you avoid issues when applying for loans or benefits.

Register for My.SSS Account

Before checking your contributions online, you need to have a registered My.SSS account. If you don’t have one yet, follow these steps:

• Visit the SSS Member Portal at member.sss.gov.ph.
• Scroll down and Click on “Not yet a member? Create Account” to register.
• Select the account which you want to register from.
  • Member 
  • Regular Employer
  • Household Employer
  • Coverage & Collection Partner

• Complete the registration form by providing the required details such as your SSS number and personal information.
• Once you’ve registered, you’ll receive a confirmation email. Follow the instructions in the email to activate your account.

Log In to the SSS Member Portal

Once you have registered and activated your account, you can proceed to check your contributions:

• Go to the Website: Open your browser and go to the SSS Member Portal. 
• SSS contribution Login: Log in using your My.SSS User ID and password. If you forget your login details, click on the Forgot Password links to reset them.
• Enter Details: Type your ID and password.
• Sign In: Click the “Sign In” button.
• Access Account: Once logged in you can see your SSS contributions and payment history.

Navigate to the Contributions Section

After logging in, you will be redirected to your account dashboard. To check your contributions:

• Hover over the “Inquiry” tab in the top menu.
• Select “My Contributions” from the list. This will open a page showing your detailed SSS contribution history.
• A new screen will appeas and show you about:
  • Number of Contributions
  • Amount of Contributions
• If you like to breakdown the Contributions if want to see more information. 

Choose the Type of Contribution to View

You’ll have several types of contributions to choose from. Click the tab that matches your contribution type.

• Monthly Contributions: For employed individuals.
• SE/VM Contributions: For self-employed or voluntary members.
• Flexi Fund: For Overseas Filipino Workers (OFWs).
• WISP and WISP Plus: For members under the Worker’s Investment and Savings Program.

Examine Your Contribution Details

Once you select the type of contribution, you’ll see a detailed summary including:

• Total Number of Contributions: How many contributions have been successfully posted.
• Total Contribution Amount: The sum of all the payments made.
• Unposted Contributions: This shows any months that don’t have posted contributions yet, possibly due to payment issues or delays.

You’ll also be able to view details of other programs, such as SE/VM contributions or WISP summaries, if applicable.

Save or Print Your Contribution Summary

After reviewing your contributions, you can also:

• Save the information to your device for future reference.
• Print a copy for official purposes or for your personal record

Address Any Errors or Gaps

If you find any discrepancies or missing contributions, you should:

• Contact your employer: if you’re employed to clarify missing payments.
• Make corrections: if you’re self-employed or a voluntary member.

How to Check SSS Contribution in Mobile Phone

To check your SSS contribution using a mobile phone, follow these steps. You can use either the official SSS mobile app or access the SSS website through your phone’s browser. To check your SSS contribution on a mobile phone, follow these steps:

• Download the SSS Mobile App: The official app is available for both iOS and Android devices.
• Log In to the App: Open the app and log in using your SSS User ID and Password. If you don’t have an account yet, you’ll need to create one through the app.
• Total Contribution Button: Once logged in, navigate to the “Total Contributions Button”. On the main screen, you’ll see your name, SS number, last login date, and your activity history. Look for the total number of your contributions and the last posted contribution.
• View Your Contributions: Tap the appropriate tab to see your total contributions and premiums posted.

How to Check SSS Contribution Onione Without Regstration

To check your SSS contributions online without registering for a My.SSS account. You can use the Text SSS service. This method allows you to check your monthly contributions via SMS, without the need to log in to the SSS Member Portal.

How to Check SSS Contribution via Text 

To check your SSS contributions via text, you can use the Text SSS service. This method allows you to easily check your monthly contributions without the need for a My.SSS account or internet connection. Below are the steps you need to follow:

Register for Text SSS Service

Before you can use the Text SSS service you need to register your SSS number. Here is how to do it:

• Open your phone’s messaging app.
• Send a text message to 2600 with this format:
  SSS REG <SS Number> <Date of Birth in mm/dd/yyyy format>

Example: SSS REG 123-456-789 01/01/1990

• After you send the text you will receive a PIN from the system. Keep this PIN safe. You will use it for all future inquiries.

How to Check SSS Contribution Via SMS

Once you have your PIN you can check your SSS contributions by sending another text message.

• Go to your messaging app and send a text message to 2600 with this format:
  SSS CONTRIB <SS Number> <PIN>. Example: SSS CONTRIB 123-456-789 123456
• After you send the message you will receive a reply from SSS. The reply will include the details of your monthly contributions.

Important Notes:

• Make sure that you send your text messages to the correct number (2600).
• Keep your PIN safe and do not share it with others.
• If you need to update or change your registered details, you need to follow the instructions provided by SSS via text.

Importance of Checking SSS Contributions Online

Regularly verifying your SSS contributions online is essential. It may require a little effort, but it ensures that your payments are accurate and up to date. Below are the key benefits of checking your contributions online.

Ensuring Employer Compliance

For those employed by a company, it is important to confirm that the employer is submitting the correct contribution amounts on time. Delayed or incorrect remittances can affect your eligibility for benefits later.

Tracking Payments for Self-Employed and Voluntary Members

Self-employed and voluntary members should regularly monitor their payments. Doing this helps identify missed or incorrect payments quickly. Any issues can be addressed early to avoid problems with future benefits.

Evaluating Eligibility for SSS Loans and Benefits

Checking contributions online helps determine if you qualify for various SSS programs. These include:

• Salary Loan or Calamity Loan.
• Disability and Unemployment Benefits.

To access these benefits, you must meet the minimum required contributions.

Meeting the Required Contributions for Loans and Benefits

It is crucial to understand the specific requirements for loans and benefits. For example:

• For an SSS Loan, you need at least 36 monthly contributions within the last 12 months.
• For Sickness or Maternity Benefits, you need a minimum of 3 monthly contributions within the 12 months immediately before the semester of the illness, injury, or childbirth.

FAQs

 Can I check my sss contribution online?

Yes, you can check your SSS contributions online through the SSS Member Portal at SSS website. 

How Can I Access My SSS Online?

To access your SSS online, visit sss website, log in with your My.SSS User ID and password, or register for an account if you don’t have one.

How Do I Know How Much My SSS Contribution Is?

For a monthly salary of ₱20,000, the employer’s contribution is 9.5%, which amounts to ₱1,900. The employee contributes 4.5%, totaling ₱900. Together, the total SSS contributions for the month equal ₱2,800.