How to Borrow Load in Dito SIM? Reload & Pay Later
You can borrow DITO load through the DITO App, Facebook Messenger, Mobile Center, and Captive Portal. After you get a loan, the 20% service fee plus the loan amount will be deducted when you load your SIM again.
Once you clear the previous loan payment, you can get the loan again. Let’s discuss all the ways to borrow load in Dito SIM by explaining each channel separately.
Eligibility Criteria for Getting DITO Laon:
Before getting a DITO Loan, first, you need to know whether you are eligible for the loan or not. Read the steps below to know your eligibility.
- You must be a subscriber of DITO for at least 30 days.
- You are eligible to get your load service.
- After completing your previous loan amount, you are eligible to get the loan again.
- You also need to prove that you are a long-term DITO user.
- Review the repayment history and review of prepaid average monthly subscribers.
Read Here: How to Buy DITO SIM Load through Various Apps?
Where can you request a DITO loan?
You can borrow a load for DITO SIM via;
- DITO App
- Mobile Centre
- Facebook Basic
- Captive Portal
How to borrow load in DITO SIM via the DITO App?
- Unlock your mobile phone and log in to your DITO App.
- Click on the “Load Assist” from the homepage and check your loan eligibility.
- Now, go to the No Data/No Credit Portal and select the loan you want.
- Wait for the loan confirmation message on your DITO SIM.
Note: You can get this service from the DITO App, Facebook Basic, and Facebook Mobile Center. Moreover, if you have any issues regarding the DITO SIM loan, you can also engage in DITO Live Chat.
How to get a loan through Mobile Centre?
You can get a loan by contacting them via landline at (02) 8888 655 or by hotline at 185.
How to get a loan Via Facebook Basic?
Here is how to borrow load in DITO SIM through Facebook Basic.
- Log in to your Facebook account.
- Go to the official page of DITO or click on https://www.facebook.com/DITOphofficial/.
- Send a direct message and the chatbot will assist you in getting a loan.
Settling the DITO Loan and Repayment:
Whenever you load your DITO SIM, your loan and 20% of the service fee will be deducted from your loan balance.
| Loan Amount | Service Fee | Total Repayment |
| ₱10 | ₱2 | ₱12 |
| ₱20 | ₱4 | ₱24 |
| ₱30 | ₱6 | ₱36 |
| ₱40 | ₱8 | ₱48 |
| ₱50 | ₱10 | ₱60 |
How can you check your DITO Loan History?
You can check your outstanding loan by going to the “History” section of the DITO through the DITO App or by calling the DITO Hotline 185.
How many times can I use the DITO Load Assist Service?
You can use DITO Load Assist Service more than one time but DITO has some conditions. If you take a load assist service from DITO, then, take it again. First, you need to clear the previous loan. Once you clear your loan, you are free to use the service again.
Is there any alternative method to get a loan in DITO SIM?
The best alternative method is to tell your friend or any family member to send you a load into your DITO SIM. After that whenever you have an amount. Then, give them back their money.
In that case, if you have already taken a loan from the DITO App or other channels. Then, you may not be eligible to get a loan for your DITO SIM. That’s why you can also use this trick.
FAQs:
Q. How to get a free loan in DITO SIM?
- Download the DITO App on your mobile device.
- Activate the “Free DITO Starter Pack.”
- Now, you have to complete the “SIM Registration Process.”
Q. Does DITO allow you to take a loan twice?
No, DITO does not allow you to get the loan again until you clear the previous loan amount. DITO will automatically cut your loan from your regular balance whenever you charge your SIM Card.
Q. How to Loan DITO without an App?
You can get a loan through Facebook or by calling the hotline or landline of DITO.
Q. Can I Settle my outstanding loan if I subscribe to a DITO Level-Up Pack?
No, to settle your loan, you need to recharge your DITO SIM Card with a regular card. Once your load is deductive, you will receive a confirmation message regarding your deduction.
Q. How can I Check my Outstanding Loan?
There are 2 ways to check your outstanding loan.
- Open the DITO App and go to the “History” page of the DITO Load Assist Service.
- Call at 185 to DITO Hotline
Q. Why am I getting different load and promo offers compared to my friend?
It totally depends upon your eligibility for load and promos. Moreover, DITO also notifies you when you are running out of load or balance.
